Life is unpredictable; no crystal ball can reveal what lies ahead, and uncertainties are inevitable. Life insurance is a reliable support in times of doubt, ensuring a financial cushion for you and your loved ones....
Can I purchase Term policy from Private companies? Is it safe? Yes. You can purchase term policy from any life insurance company of your choice whether it is private or government. All companies are controlled by...
Avoid riders along with term insurance policies. Most of the insurance companies are offering many riders along with the policy by charging extra premium. A rider is an additional benefit other than the death benefit....
If you are purchasing a life insurance policy without disclosing your actual health conditions/ medical history/ habits like drinking or smoking, there is a possibility of rejection of claim in future. The Concept of Life...
Why online Term Policies are available at very low premium? The profile of policy holders opting for online policies is different from the general public. This will ensure lower death rate among these elite clients...
What is Term Insurance? In this policy, there are no maturity benefits. In simple words, you will not get anything back at the end of the policy. But if you die during the term of the...
In ULIP, the insurance company is investing your premium in a mix of equity & debt instruments as per your mandate. ULIP policy can give better returns compared to other types of policies discussed above....
In money back policy, you will be getting certain percentage of the sum assured at different intervals. A typical 20-year money back policy will give you 20% after 5 years, 20% after 10 years, 20%...
Most investors today use life insurance products as a tool for saving income tax. The investor or the policyholder enjoys income tax benefits on the premiums paid as well as on the maturity proceeds under...
It’s that time of the year when you start planning on how to save on your taxes. You research for each and every option available to gain tax benefits; we’ve made Following are some tax...
In recent years, technology has progressed to a level where everything has become so much easy and convenient for the masses. We purchase everything online from electronics, apparels, sportswear or even groceries. Purchasing goods online...
Selvaraj expired at the age of 40 due to cancer. He was working in the insurance sector. Everybody expected that he will have enough insurance. He was paying a premium of 50,000 for an endowment...