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"RBI" tag
differentiated-wholesale-banks-marketexpress-in

Differentiated banks: Roadmap & Challenges

“Differentiated banks” are niche banks as they operate in specific sectors, under a different regulatory framework. The idea of “differentiated bank” was initially proposed by the RBI constituted Nachiket Mor Committee for financial inclusion (January...

on-tap-banking-licence-rbi-marketexpress-in

Prospects of ‘on tap’ licensing towards banking reforms

On tap licensing is a new Universal Bank licensing approach, where by the window for getting a bank license from Reserve bank of India is open throughout the year. On tap will allow Individuals, Groups, Companies or...

rajan-marketexpress-in

A resigned governor

It cannot be said that the resignation of Raghuram Rajan was separation by mutual consent. He had implicitly indicated his willingness to serve another term; his change of mind indicates either that he was given...

rbi-fiscal-policy-marketexpress-in

Fiscal policy – next steps

If Indian fiscal policy were to be summed up in one word, it would be anti-growth. Indian governments routinely borrow money to finance a substantial proportion of their expenditure; these borrowings add to their debt,...

op views fiscal deficit monetary policy rbi MarketExpress-in

Caging the fiscal deficit: quality of expenditure matters

As the government gears itself   to present a full-fledged budget in a few weeks, the policymakers will have to do the balancing act of giving a boost to the economy along with getting  the budgetary...

op views fiscal deficit monetary policy rbi MarketExpress-in

Rate Cut – It’s Already Late

When RBI declared the fifth bi-monthly monetary policy statement on December 2nd, Rajan chose not to change the key policy rates. The markets anticipating a rate cut were disappointed. However, the statement that “rates can...

uber radio taxi app rbi-MarketExpress-in

Can UBER survive RBI Bouncer?

UBER, the Radio taxi App startup backed by Goldman Sachs and Google that took the world of transportation by storm, is facing a different kind of problem. Recent announcement by India’s central bank without naming...

Currency India Appreciation & Depreciation-MarketExpress

Why does currency depreciate or appreciate?

The movement in currency – rupee is linked to the Balance of Payment Account .When there is current account appreciation, as more rupee flows come to India, and also capital account surplus. Then the excess...

India- Inflation Index Bonds

Inflation index bonds in India, will they work?

The inflation index bonds which were introduced in the union budget last year have evoked a lack luster response. Inflation index bonds vary from traditional bonds in terms of returns. While traditional bonds offer a...

Financial-Inclusion-MarketExpress

Financial Inclusion: The Real Challenge of India

It is proven fact that financial inclusion & financial literacy is an effective way for “Poverty Alleviation”. The objective of financial inclusion is to meet the expectation of the unbanked and excluded, yet silent mass...

bank nifty new low possible-MarketExpress

New lows possible in Bank Nifty

India’s growth has been hampered due to various reasons which has resulted in a forecast that GDP is likely to grow 4.86% for the financial FY14. Removing 26% interest rate cap on loans given by...

Mercantilist view on gold and growth - MarketExpress

Mercantilist view on gold and growth in current stance for profitability!

Mercantilist (Seventeenth Century) believed the more the gold and silver reserves; the better it was for the nation. The wealth of nations was measured by the greater accumulation of precious metals as per Mercantilists. However,...