There was a time when carrying out a banking transaction involved visits to overcrowded banks with long queues in front of the counters. Today, the combination of smart phone, wireless Internet and mobile banking application lets you carry your bank in your pocket at all times.
Today, a customer of Kotak bank can look beyond Internet banking and SMS banking. The Kotak mobile banking app allows account holders to enjoy a wide range of services and facilities in a safe, secure, and functional manner. Mobile Banking gives you more control over your money. It allows you to carry out a wide range of banking, credit card, and other financial transactions with just a few gestures on the touchscreen of your smart phone.
Regenerate Debit and Credit Card PINs
The Reserve Bank of India has mandated verification of all debit card and credit card payments through entry of the card’s PIN by the cardholder. While a very useful safety measure, this requirement can lead to embarrassing complications if you forget your credit or debit card’s PIN.
Instead of ending up with a blocked card by making multiple guesses, you can simply regenerate your debit or credit card PIN using your Kotak mobile banking application. This useful feature ensures you enjoy maximum safety without having to face complications when making payments through your debit or credit card. Relying on this app, in order to generate a new PIN, is a much better option than taking the risk of storing your PIN on your smartphone or on a piece of paper in your wallet.
Recharge Mobile and DTH Accounts
Another useful feature that the Kotak mobile app offers is the inbuilt mobile and DTH recharge facility. Instead of visiting the website of the service provider or paying cash at a retail outlet, simply follow these steps:
- Login to the app
- Specify details of your prepaid mobile number or DTH account
- Pay from your Kotak bank account or credit card
- Enjoy instant recharges without any delays or hassles.
With this app in your hand, you need not worry about getting stranded without adequate talk time or data balance in your prepaid mobile account. Enjoying unrestricted entertainment on your television will become a lot simpler as you can recharge your DTH account in a jiffy.
Flight and Hotel Bookings
The app offers a useful feature for customers who are always on the move. The Kotak app allows you to finalize flight and hotel bookings and pay for the same without having to visit multiple websites or use multiple apps on your smartphone.
Just enter your trip details and make payments through the app for instant confirmation of your travel plans and hotel bookings. A significant advantage of this feature in the app is the reduced risk of failed transactions. Since you will be paying through your bank’s app, risk of payment details getting transmitted to the third-party site can be completely avoided.
Unlike online banking that requires access to a computer or a laptop, Kotak’s smartphone app allows you to enjoy banking while on-the-go and move beyond conventional banking to enjoy new-age services and facilities at absolutely no extra cost.
Click here to know more about Kotak Mobile Banking App
