Personal Finance

Is customer the real king?

As a working-professional, I have always kept in mind or I have always been reminded of the fact that ‘Customer is King’. In services industry, people (who serve) are important and process is the way...

Real estate regulator coming soon

The union cabinet has finally approved the draft Real Estate (Regulation and Development) bill which has been pending for over 5 years. The bill aims at establishing a regulatory authority for enforcing fair practice and...

National Bank of Greece escapes nationalization

The biggest lender in debt-stricken Greece, the National Bank NGB, has announced that it raised the necessary amount of private capital to avoid nationalization. It secured even more money than required by law. The National...

Agriculture land as a component of your investments

India has a rising middle class and its aspirations to cater to. Amidst the high inflation, as the value of money reduces, where can an Indian find a bang for his buck? Equity markets have...

Deadly Combo: Ruthless as an entrepreneur and compassionate as a leader

Early in the morning yesterday I had a chance to catch up with a friend and entrepreneur who had started a company 2 years ago. I have known him and his cofounder for a year...

Buying Homes: 20:80 Schemes, a win-win for all

What is 20:80 scheme Subvention or 20:80 scheme is an innovative financial structuring which involves purchasing of under construction, property directly from the developer with financing from the bank / institution. Under this scheme, the...

Don’t Fall for Insurance Mis-selling Trap

“The reason why insurance is stumbling in India is because of mis-selling of products and complex products.” ~ P Chidambaram, Finance Minister Getting calls from insurance companies/agents is a common feature these days. No matter...

India’s Real-Estate Bubble Is About To Burst – Violently!!!

These days, the word ‘BUBBLE’ is the new YOLO on Wall Street. Everyone, from PIMCO’s Bill Gross, to notorious short seller Jim Chanos, to the muppets/clowns on CNBC, are worried about asset bubbles forming as...

Limitations/ Disadvantages of LLP

Understanding the Limited Liability Partnership definition (LLP) limitations & disadvantages would help the entrepreneur  get the additional perspective of this structure.  The entrepreneur needs to understand these things quite in details as it may create...

Flexibility & Benefits of LLP

Flexibility in LLP Structure and in its unique appeal has helped many entrepreneurs to leverage its inherent positiveness and make it as the first choice of their startup structure. In the earlier article LLP for...

Intellectual Property – Re-evaluate!

It’s been all over the news – India’s Supreme Court struck down the patent appeal by Novartis, a Swiss pharma company, for a new crystal form of its anti-cancer drug Glivec, stating the modifications were...

Socially responsible investing in India

Socially responsible investment (SRI) has been creating waves in the sea of global investment since last couple of years. It has been more so in recent years when crisis has become normal phenomena and natural...