The residential real estate market, especially for new homes, has been lackluster for the past couple of years. While there are many home buyers in the market looking for property, they are waiting for the...
Demographic & Psychographic variables pertaining to the customer seeking a personal loan would be different. Many times documents collected or submitted to banks are only for the sake of RBI compliance, than assessment or thorough review and several...
Can Equity Linked Savings Schemes ( ELSS ) be looked as an investment alternative? As, of late, the myth that Equity Linked Savings Schemes ( ELSS ) are useful only by providing a tax benefit u/s 80C...
Pension plans offer financial security to people after their retirement. These plans allow retirees to continue living with dignity without compromising on their standard of living. Seniors may ensure they are not a burden on...
The exchange traded funds in India are focused more on the Indian equity market, rather than being sector specific. Gold, equity, debt and ETFs representing the international indices are available on the National Stock Exchange....
Value for money or VFM is the most widely used term while buying anything. However, most of the time, it is just another marketing gimmick. People go to shop for an air conditioner. After shortlisting...
Perceptions sway stock prices in the short run; however, it is the strength of a Company’s business model and the valuations that determine stock returns over a longer term. No other stock fits this better...
Mauritius has long been the favoured route for investment into India, because of the beneficial capital gains tax treatment offered under the India-Mauritius Double Tax Avoidance Agreement (“DTAA”). In a far-reaching change that will perhaps...
Human psychology is a powerful force and spoiler, especially in investing. We tend to glorify our successes and ignore mistakes or best give it a passing reference in coffee tables. Stock market investing is treacherous...
Early retirement phenomenon is getting popular among Indians. Visit any financial forum and you would find that the most asked question is ‘which is the best mutual fund’ and ‘I have X amount of money,...
There are numerous examples of how divorce has ruined financial life of man and women, both. In the western world, the couples sign agreement called as pre-nup before saying ‘I do’. This agreement comes into...
Nowadays, there is lots of discussion/noise around what the direct mutual fund is and which one is more beneficial to the investor. Everybody suggests going direct without answering what is direct. However, before getting into...