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Insurance & Life: Unit Linked Insurance Policies (ULIP)

In ULIP, the insurance company is investing your premium in a mix of equity & debt instruments as per your mandate. ULIP policy can give better returns compared to other types of policies discussed above....

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How has the pandemic affected mental health?

Throughout the pandemic, some people have experienced mood swings, irritability, and other symptoms of depression. Epidemiologist Elise Paul says people should look at how their symptoms are impacting their life. Deutsche Welle: Some people with...

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Travel24x7.com Cottages in Manali: Honeymoon, the joy of living together & understanding

Honeymoon, the word brings all sorts of emotions, urges to one’s mind and heart. It is a first step of understanding each other in a way that creates a path for future happiness and prosperity....

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Did Japan Deliver a Fait Accompli to the US?

The biggest rally in US equities in four months has helped stabilize global shares today.  In the Asia Pacific region, Japan, China, and Australian markets advanced.  Led by information technology and consumer discretionary sectors, Europe’s...

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How do you insure yourself against climate change?

Wildfires in Australia, blizzards in Texas, now flash floods in Germany and Belgium: The growing likelihood of extreme weather has insurers and homeowners alike wondering how to best minimize risk of climate change. Many people...

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Insurance- Pension Policies & the changes

IRDAI has made lots of changes in the pension sector in the last 2 decades. But it is still not an attractive product for the investors.  What has changed in these policies in the last...

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Ireland: Government set to abandon 12.5% tax rate, report

Ireland has long been seen as an outlier on corporation tax, particularly in the European Union. But suggestions it is willing to increase its rate comes as pressure mounts on Dublin to fall in line...

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Strong Gains in US CPI and PPI Don’t Stop the Bond Market Rally

A possible deal in OPEC saw a sharp drop in crude oil prices, and there is some follow-through selling today. European yields are lower, though hawkish comments are weighing on UK Gilt prices. Australia’s jobs...

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European Central Bank gives green light to digital euro pilot project

The European Central Bank has said it is taking the next step toward launching a digital version of the euro. The move comes amid a boom in crypto and other digital currencies. The governing council...

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Insurance- Child Insurance Plans, Waiver of Future Premium

In children policies, the insurance company will waive the future premium in case of death of the proposer. The child will get all the benefits as planned! This is the sales pitch by insurance companies....

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E-scooters under fire: Can cities make them safer?

Facing cluttered sidewalks, reckless drivers and now the first known fatality in Europe, cities are threatening to kill the e-scooter. But fans of the e-mobility option say the criticism is misplaced. They have a low...

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Capital Markets Remain Unhinged

The dramatic move in the capital markets continues.  The US dollar is soaring as yields and equities slide.  The US 10-year yield has fallen below 1.30 to 1.26%  European benchmark yields are 1-4 bp lower,...