Melvin Joseph
moratorium-loan-emi-covid-19-marketexpress-in

Moratorium, Loan & EMIs: Nothing is free, a temporary relief

RBI announced a relief package in March 2020, due to ongoing crisis of corona virus. Under the package, it has given an option to choose moratorium for term loans and credit card payments. First of...

dad-financial-advice

Thank you, Dad for giving me the most effective piece of financial advice

We may fight, may have different opinions on different issues ranging from sports to politics. We are not able to see each other for 3-4 months, but you are still the closest person to me....

sip-market-marketexpress-in

Don’t stop SIP when market crash

Markets are crashing! Can I stop my SIPs? Of late I am getting many calls from investors. The question is similar in most cases. With equity markets falling daily, can I stop the SIPs? Can...

mutual-fund-review-marketexpress-in

Mutual Fund performance should be reviewed

Aditya will be retiring now at the age of 60. He was on deputation to Colombo by his employer from 2008. He is having a portfolio of mutual funds which is meant for his retired...

life insurance protection investment-MarketExpress-in

Life insurance is not for investment, it is for protection

Selvaraj expired at the age of 40 due to cancer. He was working in the insurance sector. Everybody expected that he will have enough insurance. He was paying a premium of 50,000 for an endowment...

real-estate-gain-marketexpress-in

Huge gains in real estate deal! Are the returns real?

My friend Rohan is very happy because of a real estate deal he made recently. He purchased a flat for 30 lakhs in 2013 and sold it last week for 45 lakhs. He is now...

financial planning MarketExpress-in

Why you need financial planning

Can you recollect the day in your life, when you handled cash for the first time? It can be at age 10, when you got pocket money from your father! Now think about till what...